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That's anything powered by the wonder of electricity, even your mobile phone.
This can be found on your policy document (eg, MHO952172175).
You, or someone else, have damaged something (for example, you've broken your sofa or mobile phone).
Winds, perhaps along with some rain, hail or snow have damaged your home or possessions.
Water leaking or overflowing from a pipe, tank or mains supply has got into your home and damaged your home or possessions.
Something's been stolen - for example, in a burglary - and you have a crime number.
The reason for your claim isn't listed here.
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